Rates rose. Families need breathing room.
Fresh payroll figures put income security beside borrowing costs—and show why the family budget deserves a closer look after this week’s rate increase.
The journal · By Dylon Mendanha
The Morning Market
Canadian housing. Economic perspective. A more informed next move.
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Rates rose. Your next move still needs a plan.
The Bank of Canada raised its policy rate yesterday. Today, the practical question is how that change reaches your household budget.
Decision day. The household budget still matters.
New mortgage-arrears data puts Ontario’s financial pressure in focus as the Bank of Canada prepares its latest announcement.
An early signal. A decision ahead.
A modest wholesale rebound adds context before Wednesday’s Bank of Canada announcement—but the strength of the evidence matters as much as the headline.
Spending rose. Rate expectations shifted.
Fresh retail and factory figures add context to Wednesday’s Bank of Canada decision—and to your next housing move.
The Friday Coffee: A mixed week. A consequential Wednesday.
Inflation edged higher, business confidence needs a closer reading, and housing decisions still come back to the household budget. This week’s three numbers—and what…
From the factory gate to your front door
Material prices tell only part of the housing story. Follow the costs from the factory gate to your front door—and see what buyers, sellers,…
A quieter market. A more deliberate offer.
September’s resale slowdown gives buyers and sellers a reason to sharpen their comparisons. Here’s how national conditions translate into a more deliberate offer—and a…
The numbers arrived. The decision still takes judgment.
Canada’s inflation and confidence reports have arrived. We unpack the different signals—and what buyers, sellers, renters and landlords can take from them.
Before the numbers arrive
Before today’s inflation and confidence reports arrive, we explore how household costs, employment expectations and mortgage pricing connect to your next housing decision.